Best Bank Bonuses And Promotions Of July 2024

To receive a bonus, you’ll usually need to either satisfy a minimum deposit requirement or receive qualifying direct deposits. You can earn a 300 bonus if you open a TD Beyond Checking account and make 2,500 in qualifying direct deposits within the first 60 days. The TD Convenience Checking account comes with an easier-to-earn 200 bonus when you receive 500 in qualifying direct deposits within the first 60 days. Both of these accounts charge a monthly fee, but there are steps available to waive the fees. When you open a Smart Advantage or Smart Money checking account and receive 4,000 in direct deposits within the first 90 days, you’ll earn 250.

• All accounts either have no monthly fees or fees that can be waived, albeit with a direct deposit or minimum daily balance.
• Kevin’s work has been featured in Bankrate, Credible, CreditCards.com, Fox Money, LendingTree, MarketWatch, Newsweek, New York Post, Time, ValuePenguin and USA Today.
• You’ll receive your bonus within seven business days after your direct deposit window closes.
• FirstBank, with branches in Colorado, Arizona, and California; is offering a 300 bonus if you open a FirstBank Bloom Package with very simple requirements.

The payoff may not be as it is with some of the other financial institutions on this list, but it also wasn’t very hard to qualify for a sign-up bonus with American Airlines Federal Credit Union. Users had to open a new checking account and make at least 25 in debit card online casino maestro purchases in the first 60 days of account opening to earn 25. You’ll need to make at least three debit card transactions within the first 60 days of opening your account to qualify for the bonus, but there are no direct deposit requirements. The expanded direct deposit promotion now runs until June 30, 2024. However, your promotional period will end 25 days after SoFi receives the first direct deposit.

A bank will generally pay a cash bonus — typically as high as 500 or more — when you open a new account. Qualifying for a cash bonus is the cherry on top if you’re already searching for a new bank account. But there are other things you should consider before opening a new account. Checking accounts are rarely the source of much excitement. If you aren’t careful, you may assume they’re all the same. But different accounts offer different features and perks, including the potential to earn a lucrative welcome bonus.

Citizens Bank Bonus: Earn Up To 400 For Opening A Checking Account | online casino maestro

Your bonus will appear within 15 days of completing these. If you’re applying for a checking account, make sure it’s a good match that meets your needs. For example, if you need to use branches and ATMs, double-check that there are plenty of them in your area. That way, you’re not driving miles to meet with a banker or wasting money on out-of-network ATM fees. And with online banking becoming more popular and convenient, look for a bank or credit union that offers a solid set of digital tools. But qualifying for multiple bonuses at the same time at the same bank usually isn’t possible.

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New Axos Bank checking customers can earn 300 by making direct deposits of at least 5,000 into a new Rewards Checking account for seven straight months. Compare these bank account bonus offers to find the best deal — and check out other incentives, too, such as bonuses offered for opening a brokerage account. Chase has several bonuses that require making a certain number of qualifying transactions—not direct deposits—to claim the bonus. Students can claim the 100 Chase College Checking bonus by completing 10 qualifying transactions within 60 days of enrollment.

Alliant Ultimate Opportunity Savings Account

Receive at least one qualifying direct deposit of 500 or more into your checking account for three consecutive months. Open a business checking account by August 1 and get up to 400 when you use promo code NEW400 on your application and maintain a minimum average daily balance of 50,000. Open a new qualifying account and enroll in online banking. Then, have at least one qualifying direct deposit of 500 or more for three consecutive months. A 300 bonus can offset the fact that you won’t earn the annual percentage yields, or APYs, offered on the best checking accounts available. But if you plan to keep the Chase Total Checking account for more than a year, the interest-bearing comparisons evaporate.

Capital One 360 Checking

You can earn 50 bonus when you receive 1,000 to 4,999.99 in qualifying direct deposits or a 300 bonus when you receive at least 5,000 in qualifying direct deposits during the bonus period. TD Bank is the only bank on this list that offers separate bonuses for both its checking and savings accounts. In total, you could score a 500 bonus if you’re in need of two new accounts. Plus, you could find that meeting the bonus requirements helps you build financial discipline.

Bank account bonuses are typically available only to new checking or savings account holders. Receive qualifying direct deposits of at least 2,000 each within 90 days of your account opening. SoFi Checking and Savings features remarkably strong interest rates for customers who receive recurring monthly direct deposit, or who deposit 5,000+ every 30 days.

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Next, receive qualifying direct deposits from an employer, pension or Social Security of 2,000 or more within the first 90 days of opening the account. Laurel Road, the digital arm of KeyBank, offers a 100 new account bonus combined with an ongoing monthly reward that can add up to 340 total in the first year. Open a Loyalty Checking account and make one or more qualifying direct deposits totaling 2,500 or more in the first 60 days to score the new account bonus. 300 bonus for opening an eligible checking account and making two or more qualifying direct deposits totaling at least 1,500 within 90 days. The Everyday Checking account has a 10 monthly fee that can be waived if you satisfy one of four conditions.